Staff loans that repay themselves
Approve, disburse and recover employee loans with automatic payroll deductions — balances, schedules and GL postings handled for you.
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HRM & People
Employee Loans
Lending your team can count on.
Loan applications
Employees apply with amount, purpose and tenor — eligibility rules check automatically.
Approval workflow
Route applications through manager, HR and finance approvals with a full audit trail.
Repayment schedules
Instalments deduct automatically from payroll until the balance clears.
GL integration
Disbursements and recoveries post to loan accounts — balances always reconcile.
Employee visibility
Staff see outstanding balances, next deductions and history in self-service.
Exposure reporting
Total loan book, per-employee exposure and overdue items in one report.
From application to final deduction
Eligibility built in
Set rules for tenure, maximum amounts and concurrent loans — LEDGRR enforces them at application.
Disburse with confidence
Approved loans pay out through your normal payment flow, recorded against the employee.
Deductions on autopilot
Repayments appear in payroll automatically — no manual tracking or awkward reminders.
Balances always accurate
Employees and finance see the same live balance, with early-settlement options supported.
Ibrahim Musa, Head of Tax
We used to track staff loans in a spreadsheet that was always wrong. Now deductions just happen in payroll and balances are never disputed.
10,000+
Businesses trust LEDGRR
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Offer staff loans without the tracking headache.